Flood Insurance

Roxboro, N.C. Flood Insurance

Is Flood Insurance needed in Roxboro? You have purchased your new home in Roxboro North Carolina. You have put a lot of hard work in to your Roxboro home to make sure you and your family are safe and comfortable. You have also made sure that you have a homeowner's insurance policy to protect your family's Roxboro home in case something happens to it. Are you sure that your homeowner's insurance policy protects your home against everything? A homeowner's policy in North Carolina does not cover your home in the event of a flood.

Most Roxboro residents do not believe they need flood insurance because they have never seen the Roxboro area flood before or they believe they are not in a Flood Zone. Everyone is in a Flood Zone! Just because we have not seen a flood occur in Roxboro, North Carolina, does not mean that it has never happened nor does it mean that it never will happen. Roxboro has two lakes on each side of it and many creeks. A flood could arise anywhere at anytime, even in Roxboro.

Flood insurance cannot be added to a Homeowner Insurance policy. Flood insurance has to be written as a separate policy. Our Flood Insurance Specialists in Roxboro, North Carolina can put a flood insurance policy package together for you. You can purchase as much as $250,000 on a standard flood insurance policy for the structure of you home and as much as $100,000 for your personal contents. You may feel that you need some flood insurance coverage but not a lot of flood insurance coverage for your Roxboro home. Our Roxboro Flood Insurance Specialists can help you determine how much coverage you need to fit within your current budget.