Individual and Family Insurance
Phil Crisp Agency offers all types of policies for individuals. We will sit with you and build each policy with the coverage you need and can afford. Listed below are a few of the types of policies we offer.
Auto insurance is the policy that most everyone knows about. Each state requires certain levels of liability insurance, which protects others due to your negligence. You can also purchase comprehensive and collision to protect your car.
Home insurance covers your home, contents and liability protection. Make sure you take out replacement cost coverage on both your home and contents.
Renters insurance is needed when you rent an apartment or house. Coverage is provided for your contents, additional living expense and liability protection.
Condo insurance is similar to a renter’s policy but you own the space between the walls.
Inland Marine insurance covers your personal property on a scheduled basis. Most people take out an inland marine rider for their jewelry.
Boat insurance is needed to protect your boat and provides liability coverage.
Flood insurance is needed when your home is located in a high-risk flood area.
Umbrella liability insurance is a policy that can help protect your assets. These policies pick up coverage when your auto and home policy has paid out the full limits of liability coverage.
Life insurance is a policy that every family should have. Life insurance keeps your family living in the same lifestyle after a death.
